How to Apply for PAN Card for a Minor (Child PAN Application) Benifits

How to Apply for a PAN Card for a Minor in India is a common question many parents ask when planning for their child’s financial future. A PAN card is an important identity document issued by the Income Tax Department.

It is not only used for tax purposes but also needed for investments, bank accounts, and other financial activities. Even though children under 18 don’t pay taxes, getting them a PAN card Status early can be helpful in many situations. In this guide, we’ll explain the full process in simple steps.

Why Does a PAN Card for a Minor?

A PAN card for a minor is not mandatory in most cases but becomes essential in specific scenarios involving financial activities. Below are some key purposes:

Key Purposes of a Minor PAN Card

• Identity Proof: For children, especially those below 5 years, a PAN card serves as a reliable identity document.
• Nominee for Investments: If parents designate their child as a nominee for investments like mutual funds, shares, or property, a PAN card is mandatory.
• Investments in Child’s Name: When parents make investments such as fixed deposits or Sukanya Samriddhi Yojana in the minor’s name, a PAN card is required.
• Taxable Income: If a minor earns income through their skills, talent, or knowledge (e.g., child artists or prodigies), their income is taxable, and a PAN card is needed to file returns. In most cases, the minor’s income is clubbed with the parent’s income under Section 64(1A) of the Income Tax Act, but a PAN is still necessary for compliance.

Check: PAN Card For Foreign National Working

Benefits of a Minor PAN Card

Securing a PAN card for a minor offers long-term advantages, fostering financial inclusion and responsibility from an early age. Here are three notable benefits:

1. Financial Literacy: A PAN card introduces children to the concepts of taxation and financial management, laying the foundation for responsible money management.
2. Investment Opportunities: It enables minors to invest in financial instruments like mutual funds, fixed deposits, or government schemes, promoting a savings habit.
3. Access to Scholarships and Schemes: Many government scholarships and financial aid programs require a PAN card for eligibility, opening doors to educational opportunities.

Documents Required for a Minor PAN Card

Applying for a PAN card for a minor requires specific documents to verify the child’s identity, date of birth, and the parent’s or guardian’s details. The minor’s Aadhaar card, if available, can simplify the process, but the parent’s or guardian’s documents are often used for address and identity proof.

Document Checklist

Proof of Date of Birth (Minor):

• Birth certificate issued by a municipal authority.
• Aadhaar card of the minor.
• Passport.
• Mark sheet from a recognized board.

Proof of Identity (Parent/Guardian):

• Aadhaar card.
• Voter ID.
• Driving license.
• Passport.
• Ration card with photograph.

Proof of Address (Parent/Guardian):

• Aadhaar card.
• Utility bills (electricity, water, or gas) not older than three months.
• Post office passbook.
• Property registration document.
• Bank account statement (not older than three months).

Additional Requirements

• Photographs: Two recent color photographs of the minor must be affixed to the application form.
• Signature: The parent or guardian (Representative Assessee) must sign the application form on behalf of the minor. The minor should not sign or provide a thumb impression.
• Aadhaar Note: If the minor has an Aadhaar card, it can be used as proof of identity, address, and date of birth, reducing the need for additional documents.

Step-by-Step Process to Apply for a Minor PAN Card

The application process for a minor PAN card can be completed online or offline. The online method is more convenient and widely used, while the offline method is suitable for those preferring physical submission. Below is a detailed guide for both methods.

Online Application Process

1. Visit the NSDL Website:

• Go to the official NSDL website.
• Select “New PAN – Indian Citizen (Form 49A)” under the application type and choose “Individual” as the category.

2 . Fill in the Details:

• Enter the minor’s full name, date of birth, and gender.
• Provide the parent’s or guardian’s details, including their PAN, mobile number, and email address.
• Specify the parent’s address for communication.

3 . Upload Documents:

• Upload the minor’s photographs, proof of date of birth, and the parent’s identity and address proofs.
• Ensure all documents are in the required format (PDF, JPEG, etc.) and within size limits.

4 . Select Document Submission Mode:

• Choose paperless mode (e-KYC via Aadhaar) for a fully online process or physical mode if submitting documents by post.

5 . Make Payment:

• Pay the application fee using debit/credit card, net banking, or demand draft.
• Fees vary based on the mode of submission and delivery (see table below).

6 . Submit the Application:

• After payment, submit the form. An acknowledgement number will be generated for tracking.

7 . Physical Document Submission (if applicable):

• If physical mode is selected, send the signed Form 49A, photographs, and documents to:
  Income Tax PAN Services Unit, Protean eGov Technologies Limited, 4th Floor, Sapphire Chambers, Baner Road, Baner, Pune – 411045.
• Write “APPLICATION FOR PAN – Acknowledgement Number” on the envelope.

8 . Track and Receive:

• Use the acknowledgement number to track the application status on the NSDL website.
• The PAN card is typically delivered within 15–20 working days after the attached PAN card verification is successfully completed.

Offline Application Process

1. Download Form 49A:

• Download Form 49A from the NSDL or UTIITSL website.

2 . Fill the Form:

• Complete the form with the minor’s details and the parent’s or guardian’s information.
• Affix two photographs of the minor and have the parent/guardian sign the form.

3. Attach Documents:

• Include copies of the required documents (proof of date of birth, parent’s identity, and address).

4 . Submit at a PAN Centre:

• Visit a nearby NSDL or UTIITSL PAN centre and submit the form with the processing fee.

5 . Receive Acknowledgement:

• An acknowledgement number will be provided for tracking.

6 . Delivery:

• The PAN card will be mailed to the specified address within 15–20 working days.

Fees for a Minor PAN Card

The cost of applying for a minor PAN card depends on the mode of application (online/offline), document submission (physical/paperless), and delivery location (India/abroad). Below is a detailed fee structure:

Mode of Application Submission	Mode of PAN Card Dispatch	Fees (Including GST)
Offline/Online (Physical Mode)	Physical PAN Card (India)	Rs. 107
Offline/Online (Physical Mode)	Physical PAN Card (Outside India)	Rs. 1,017
Offline/Online (Physical Mode)	e-PAN Card (Email)	Rs. 72
Online (Paperless Mode)	Physical PAN Card (India)	Rs. 101
Online (Paperless Mode)	Physical PAN Card (Outside India)	Rs. 1,011
Online (Paperless Mode)	e-PAN Card (Email)	Rs. 66

Differences Between Minor and Major PAN Cards

Understanding the distinctions between a minor PAN card and a major PAN card is crucial for parents. Below is a comparison table:

Feature	Minor PAN Card	Major PAN Card
Age Group	Below 18 years	18 years and above
Photograph	Includes minor’s photograph	Includes holder’s photograph
Signature	Signed by parent/guardian	Signed by the cardholder
Proof of Identity	Parent’s/guardian’s ID proof	Cardholder’s ID proof
Proof of Address	Parent’s/guardian’s address proof	Cardholder’s address proof
Validity	Valid but requires update at 18	Valid lifelong unless updated

Updating a Minor PAN Card Upon Reaching Adulthood

When a minor turns 18, their PAN card must be updated to reflect their status as a major. This involves adding their photograph and signature. Follow these steps:

Visit the NSDL Website:

• Go to the official site of NSDL and select ‘Changes or Corrections in Existing PAN Data/Reprint of PAN Card’ to proceed with the attached PAN card correction.

Select Category:

• Choose “Individual” as the category.

Enter Details:

• Provide the existing PAN number, name, date of birth, and gender.
• Check “Photo Mismatch” and “Signature Mismatch” boxes to update these details.

Upload Documents:

• Submit the individual’s photograph, signature, and updated proof of identity and address.

Make Payment:

• Pay the applicable fee (similar to the minor PAN card fee structure).

Submit and Track:

• Submit the application and receive an acknowledgement number for tracking.
• The updated PAN card will be delivered within 15–20 working days.

Alternatively, the update can be done offline by submitting the “Request for New PAN Card or/and Changes or Correction in PAN Data” form at a PAN centre.

Special Considerations for NRI Minors

The process for applying for a PAN card for a Non-Resident Indian (NRI) minor is similar to that for resident minors, with slight variations in documentation. Here are the key differences:

Check: Intant e-PAN Card

Documents for NRI Minors

Proof of Identity

• Passport.
• Driving license (issued in the country of residence).

Proof of Address:

• Bank account statement from the country of residence (not older than three months).
• Non-Resident External (NRE) bank account statement.

Proof of Date of Birth:

• Birth certificate.
• Passport.
• Matriculation certificate.

Additional Notes

• Documents may need to be attested by the Indian embassy in the country of residence.
• The fee for dispatching a physical PAN card outside India is higher (Rs. 1,011–1,017).
• The application process remains the same, using Form 49A for Indian citizens (including NRIs).

Common FAQs About Minor PAN Cards

Conclusion

Getting a PAN card for a child is a simple process and comes with many benefits. It helps with things like saving money, making investments, and following tax rules. A PAN card for a minor is useful and helps build a strong financial future for the child. Read mor about PAN Card For Students!

Parents just need to follow a few steps and give the right documents to apply. When the child turns 18, updating the PAN card is also easy. You can apply today on the NSDL or UTIITSL website and give your child a strong financial identity for life.